Mono-Parser
A B2B API-first credit scoring and decisioning engine. Mono Parser helps loan officers at fintech companies make better-informed lending decisions by processing bank data through a rule-based scoring engine and returning clear, it is an event driven system with Webhook delivery.
Architecture
- ─Microservices: NestJS gateway layer + FastAPI scoring engine
- ─Async job queues (BullMQ) end-to-end pipeline under 30s latency
- ─Webhook system with retry mechanisms + signature-based authentication
- ─Gemini AI integration for explainable loan decision generation
- ─Rule-based decisioning engine with knockout rules + affordability checks
